Thank god hard hit was not wasted . In case you did not know already, the Chase Reconsideration phone number line for personal credit card is 1-888-270-2127. Got the pending approval. Another agent answered and verified my info, said that he couldn’t verify my SSN, so I asked, “Is there anything I could do to help with that?” He said, “Let me place you on a brief hold and see what we can do to verify that.” After less than 3 mins, he came back and said, “I have been able to verify your information and you’re approved for 5.5k CL. Took no more than two minutes. thanks again. this article has been very helpful. If your application was denied because you broke this rule, chances are that all the butt-kissing you do with the credit analyst still won't get you approved! (800) 933-5182 – option 3: application status (800) 889-9939; HT to flyertalk for this information. Tried this and it didn’t work for me. Said still reviewing and should receive an answer in 7-10 days. though I did not receive any letters or emails regarding this at all. Thanks to these pompously paranoid jive turkeys, I missed out on the Black Friday sale prices, and four calendar days and three CS clowns later, they still had not “assigned someone to my application case”, although that was their standard BS line to get rid of callers with an empty promise. He then placed me on hold for a few minutes and came back on the line and told me I was approved for $2000.00. Years ago, the credit analysts used to be much more lenient and the conversation example above would still hold true. Generally this is a good sign since they didn’t outright reject you. Then I called in again and I was praying that another person picks up, and so it did. Thank you for this site, I also received the dreaded we need to review your application. Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. I haven’t been able to find it anywhere directly associated with Chase and when I called I entered my Soc and it automatically disconnected so now I am worried it was a serious scam. He said I would be texted a verification code. Should I reapply with my maiden name? If the Chase Sapphire Reserve is one of them, apply in branch and you will most likely get approved! On applying in the bank, the banker told me due to privacy, they could not tell me the results right away. I was transferred after a few initial questions to the verification dept. Apparently, an old collection, which I paid in full was coming up on my credit report. He told me to call back Th or Fri to check the status. You can reach them Monday through Friday from 8 am to 10 pm and Saturday to Sunday from 8 am to 8 pm. [Targeted] eBay $25 off $25.01 Promo Code, [Targeted] Webull 30/50/100 Free Stocks With Deposit $25k/$100k/$500k, Webull – Free Stock With $100 Deposit, Refer 3 Friends Get 9 Stocks, Free Tickets New York Times Travel Show 2020 New York City Jan 24–26 (Javits Center), 888-270-2127 (Personal Cards) – Updated Phone Number. Congrats! After waiting on the line for EXACTLY 39 MINUTES, she came back and told me I was approved for a credit limit of $2000, ad would receive my welcome packet in 1-2 weeks! The call actually worked! save. I applied for the CSR in January, and since then have applied for the Slate, Chase United, Amex SPG, and Chase Marriott (in that order). Thanks for sharing — hopefully they don’t start redirecting everyone to the Verification/Fraud dept. The agent said she would be glad to perform a review of my application and take another look at it with me. Thanks so much! I called,was polite and honest, spoke with a rep who asked questions, put me on hold, came back asked more questions, put me on hold, came back asked more questions then advised that he was sending my app for second review.He apologized he couldn’t just approve it right then and there but that because of the bankruptcy they have to go through second review however it would have all his notes and recommendation as well as they can see that I have been extremely responsible with my current accounts and working and to re-establish credit since the bankruptcy discharge. However, The representative told me to reapply when everything settles down a bit. I’ve followed the script and been super nice but still no dice. My application was initially denied but after speaking with the agent and answering a few questions my application was approved for $5000. Clearly this is YMMV. I received an offer and was still declined. Quite weird standards, but hey! Not sure where they get their information. she helps me with my bill etc as i am retired and older and we travel and i need my grandson to be taken care of in case im not nearby so she aldo got a card. Normal recon info about nature of business that I own and projected income, etc. I went to a Chase branch and applied today with my friend for the Reserve (my friend only applied for this one) and Business Ink Preferred. A woman from chase branch gave me that number and she said that’s the fastest route. I recently applied for one via BoA and got approve but not for chase, what gives!!! Pro Tip: Walk into your local Chase branch and ask if there are any pre-approved offers associated with your social security number. Make the call! I forgot to update my income in my chase account so she said that was why it was pending. Congrats buddy! And this takes time.., don’t wait 8-plus years to get started like I did..! Cuz i heard if approved, would received email instead of mail notification. I was very nice and the Chase representatives were a huge help, they asked me a few security verification questions, then I was transferred to a different representative to answer a few more questions, she approved me over the phone on Monday and expedited the card so I would receive it in 2-3 business days. I activated my card and made a $300 purchase then stopped at a bank to get a lil cash since i had set up a pin on activation. Which was the freedom unlimited card with 1.5%. We will let you know of our decision by US mail. She also mentioned she would put the application through one more time. Thanks Reward Boss! It can be easier than you think. ", For context I'm 20, have a credit age of a year and 10 months starting when I first got my student loans, the loans are $12,000, all federal, and in good standing, and my credit score is 648 for both Equifax and Transunion from Credit Karma. Up, and after verifying my SSN and will give an update next week.. you! 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